Stop worrying and gain peace of mind

Give your investments the attention they deserve and require. Partner with an experienced professional whose motives are aligned with your own, and whose credentials assure the ethics, integrity, and expertise you seek in a financial adviser.

Glen MacNeil is a Chartered Financial Analyst

Dedicated to providing unbiased, customized investment advice to clients with a focus on managing risk.

At MacNeil Capital Management, we are committed to your long-term capital preservation and wealth creation. We pay particular attention to your risk tolerance and work with you to determine the appropriate level for your investments. Our mutual priority is to maximize growth at a suitable, reasonable level of risk.

About MCM
Good fortune is what happens when opportunity meets with planning.
-Thomas Edison

The adage It's not what you make, it's what you keep.

MacNeil Capital works to grow your nest egg in a consistent fashion, always striving to minimize the bite from taxes. Our constant attention and devotion to managing risk keep in mind the adage.

We can help you get your finances on track

We take a conservative, disciplined approach to managing your funds and tailor each investment portfolio to fit your unique goals and objectives.

Asset Management

Asset Allocation

We spread your investments across a variety of assets.

Risk Evaluation

Risk Evaluation

We determine the right level of risk to be taken with your investments.

Retirement Planning

Retirement Planning

Income streams to last for life, after your paychecks cease.

Our Services
There are risks and costs to a program of action. But they are far less than the long-range risks and costs of comfortable inaction.
-John F. Kennedy

We understand that each client is different

In our work together, we will establish a long-term financial program that takes into account your investment objectives, tax status, and your risk tolerance.

Our service is personalized and the advice is unbiased.

We've built a reputation for getting to know our clients and for being accessible and responsive to them.

MacNeil Capital Management is a Fee-Only Registered Investment Adviser. We don't sell products or collect commissions. As a fee-only adviser, we are paid only by a direct fee agreed upon with the client. When a fee-only adviser grows and protects a client nest egg, they grow and protect their compensation. Client and Adviser motives are in alignment.

Below are some specific success stories on how MCM can tailor their approach to the unique needs of their clients.

Widow, 89

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Accounts: Trust, Inherited IRA, and Taxable Brokerage (w/ checking).

  • Referred to MacNeil Capital (MCM) by husband 5 years before he passed away.
  • Husband had been diagnosed with Alzheimer's.
  • Husband served Town of Littleton with Glen MacNeil as Commissioner of Trust Funds.

This longtime client deeply appreciates her relationship with MCM.

  • Cash flow planning; including annual MRD (minimum required distributions) from IRA.
  • Accounts managed with sensitivity to tax implications of investment activity.
  • MCM's Investment Management has consistently grown and protected client assets in the best and worst market conditions.
  • Coordination with client attorney for Estate Planning issues, and with CPA regarding tax implications of investments.
  • Periodic (4 to 5 per year) in-person meetings at client's home to discuss any and all financial or economic matters and to review portfolio composition, strategy, and asset allocation.

Almost Retired Executive, 57

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Accounts: IRA, 401K, Pension, Taxable, and Spouse's IRA.

  • Offered early retirement package after three decade career at large national food company.
  • Currently consulting full time for industry trade association. Expects to fully retire in next few years.
  • Former portfolio was highly concentrated in company stock.

Client needed advice on...

  • Financial implications of accepting or declining an early retirement package from his longtime employer.
  • Whether to take his pension in a lump sum and roll it into an IRA, or select from several annuity choices.
  • Leaving funds in his company 401K plan (and company shares), or do a tax-free rollover to an IRA.
  • Coordination with client attorney for Estate Planning issues, and with CPA regarding tax implications of investments.
  • Retirement Income Planning: How would this individual replace his former salary with a stream of income generated by retirement savings? What is a safe withdrawal rate for lifetime income?

Since engaging MCM...

  • Client accepted an early retirement package from his employer.
  • Made informed, tax-efficient decisions on employee benefits and consolidated certain retirement assets into an IRA Rollover account.
  • Leaving a portion of funds in the former employer’s 401K allowed flexibility to take penalty-free distributions if needed.
  • MCM diversified his retirement investments into more varied, lower risk, income generating alternatives.
  • The mixture of investments is managed by MCM to deliver a stream of income sought by the client, with a priority placed on capital preservation.

Working Parents, 49

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Accounts: Roth & Traditional IRA's, SEP & Simple IRA's (For the Self-Employed).

In need of financial counsel regarding...

  • Self-Employed wife seeking advice on reducing current taxes while saving for retirement.
  • Husband looking for guidance on which funds to use inside his employer’s 401K plan.
  • Planning for College expenses for teenage sons.
  • Recent inheritance to invest towards multiple goals.

Since hiring MCM after referral from family insurance agent...

  • Couple has reduced current income taxes and increased savings for college and retirement.
  • Sold inherited assets to invest in no-load, low cost diversified mutual funds and common stocks.
  • Established a plan for future cash flows to finance children's college education.
  • Set goals for investments and savings to build a nest egg capable of generating lifetime income after this couple retires.
  • Opened and funded a Roth IRA to add a future source of Tax-Free income. This is part of an effort to mitigate the risk posed by uncertain future government tax policy = "Three Buckets"…One taxable, One tax-deferred, and One tax-free.
Don't be afraid to give up the good for the great.
-John D. Rockefeller